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As residents of the Massachusetts south shore, waterways have always been a part of our life. Whether we are spending time on Cape Cod Bay or traversing the plentiful inland waterways of Massachusetts, we love spending time on our boats. If you’re headed out on the open water this summer, it’s important to make sure you’re taking all the necessary precautions for a safe and enjoyable outing. Here are 5 tips for boating in Massachusetts that will help keep you and your loved ones safe while you’re out on the water:
Make sure your boat is properly insured with adequate liability coverage.
There are a few different types of boating insurance policies available to Massachusetts residents. Boaters can purchase liability coverage, which will protect you financially if you are involved in an accident and are found liable for damages. You can also purchase coverage for your boat itself, which will help pay for repairs or replacement in the event of damage or theft. Finally, you can purchase an insurance policy that will cover you and your passengers for medical expenses in the event of an accident.
How much liability coverage do I need?
The amount of liability coverage you need depends on the value of your boat and the risks associated with boating in your area. It is generally recommended that you have at least $300,000 in liability coverage. However, you may want to consider purchasing more coverage if you boat in high-risk areas or if your boat is worth a lot of money.
What types of boats are covered?
Most types of boats are covered under boating insurance policies, including sailboats, powerboats, and pontoon boats. However, some specialized boats, such as jet skis, may not be covered.
How much does boating insurance cost?
The cost of boating insurance varies depending on the size and value of your boat, the type of policy you purchase, and the amount of liability coverage you choose. However, on average, boating insurance costs between $50 and $200 per year.
Be sure to contact us and we will shop around for the best rates before helping you purchase a policy. Boating insurance is an important investment that can protect you and your boat in the event of an accident.
Be aware of weather conditions and plan your trip accordingly.
When planning to be on the water, be aware of weather conditions and plan your trip accordingly. Weather changes frequently along the south shore, and being aware of those changes can help keep you and your friends safe on the water. Check the weather conditions before heading out, and be sure to dress appropriately for the conditions. Be aware of the forecasted winds and waves, as they can change quickly and unexpectedly. If possible, try to stay close to shore in case you need to get out of the water quickly. Follow all posted warning signs and use common sense when swimming in areas with strong currents or undertows. By being aware of the potential dangers and knowing how to stay safe, you can help ensure that your trip is enjoyable for everyone.
Always wear a life jacket when on board.
While boating, it’s important to always wear a life jacket. There are several different types of life jackets available, and each one has a different usage type. So, make sure you understand which life jacket is required for your specific situation. Life jackets can provide vital buoyancy and protection in the event of an emergency. Don’t take any chances – always wear one when on or around water.
Keep an eye on children and pets at all times.
Children and pets don’t always understand the risks associated with boating. Be sure you keep a keen eye on them while spending the day on your boat. Even if your boat is anchored in a calm spot, children can easily fall overboard, and pets can jump or fall off the boat and drown. Make sure you have a life jacket for every person on board and keep your pet safe by having them wear a life jacket as well. If you’re not paying attention, you could easily lose someone you love. Be safe, and have a great day on the water!
Use common sense and caution when operating a boat.
One of the best ways to avoid boating accidents is simply by using common sense and caution. Often, boat operators do not use these simple measures and end up in accidents. Boat operators should always be aware of their surroundings and take action to avoid potential collisions. Additionally, boat operators should always wear a life jacket when on the water. Even if you are a strong swimmer, a life jacket can save your life in the event of an accident. Drivers should always attach the emergency shutoff line (connected to the boat’s ignition or throttle) to ensure the vessel will stop if you get tossed by a wave or unexpected turn.
If you’re hitting the open water this summer, make sure you’re taking all the necessary precautions for a safe and enjoyable outing. These 5 tips for boating in Massachusetts will help keep you and your loved ones safe while you’re on the water. Contact us today to ensure that you and your boat are properly covered before hitting the waterways in 2022. Our team is ready and waiting to help you today!
