Home | About Us | Insurance | News | Contact Us
Are you decorating for the holidays? The holiday season is a time for decorating and ensuring you’ve got home insurance coverage.
Why?
Contrary to popular belief, there are hidden dangers when you deck the halls for the holiday season. One accident can lead to fires, accidents, or other damage that’ll be too expensive to repair.
Homeowners’ insurance isn’t an option for the holidays — it’s a must. With home insurance, you can protect your home in Massachusetts from these hidden holiday dangers.
Fire Hazards From Live Christmas Trees
The Christmas tree is a source of illumination that adds a festive ambiance to a home. However, if it’s set up incorrectly, it can also be the source of a fire that can burn your house.
Fires from live Christmas trees can begin as a tiny spark emanating from the outlet or wires. However, when the lighting cables are next to carpets or wooden walls, the sparks ignite everything nearby, causing a massive fire to break out.
The Dangers of Exposed Wires on Christmas Lights — Indoors and Outdoors
Exposed wires can lead to fires wherever they are. They can burn down wooden furniture and walls inside the home. Exposed wires are also capable of causing fire even when exposed to snow.
Fires aren’t the only hazards exposed wires can cause. When you have guests over, they can lose their footing on the exposed cable lights and fall, sustaining injuries on your premises. The injuries can render you liable due to premise liability. You’ll have to compensate your guest if you don’t want to risk a holiday personal injury lawsuit.
Improperly Secured Holiday Decorations
In windy conditions, loose holiday decorations can become hazards. Decorations like lanterns and garage door banners can dislodge from where they are and fly into passersby and vehicles. As a result, you’ll be dealing with damage and injury claims. Settling these claims will cost quite a bit. This is why you need a homeowners’ insurance policy that indemnifies you during these situations.
Fire From Candles and Overloaded Outlets
Fires can break out if part of your decorations are candles. Children (or even adults) can accidentally tip candles onto flammable surfaces and cause a fire to ignite in a room.
You can also risk a fire by overloading your outlets with various lights and decorations that require electricity. When fires break out, you need comprehensive homeowners’ insurance to help you pay for repairs and replacements.
Protect Your Home and Family This Holiday Season With Homeowners’ Insurance
The holidays are too special for you to be worrying about the dangers of holiday decorating. Give yourself peace of mind by getting home insurance in Massachusetts that covers you and your home for the holidays.
For affordable homeowners’ insurance with comprehensive coverage, look no further. Reach out now for a free quote, and protect yourself and your home for the holidays!
