April Showers!!!

April showers bring more than just May flowers – they can also bring floodwaters. Most people think of floods as massive moving waterways, but flash floods can happen anywhere it rains quickly and excessively. Flooding is a common problem in southeast Massachusetts, especially during the spring when heavy rains can cause rivers and streams to overflow. And even if you don’t live near a river or the ocean, you could still be at risk.

This spring has certainly brought plenty of rainy days on the south shore. If you live in a low-lying area that is prone to water collection, or if you are in a certified flood zone, you have to make sure your property is protected. If you live in one of these areas you are probably aware that flooding is not a covered benefit of your regular homeowner’s insurance, it requires additional coverage. Floods can cause significant damage to your home or business. It is important to take steps to protect your property from flood damage.

One way to do this is to purchase flood insurance. Flood insurance will help to cover the cost of repairs if your home or business is damaged by a flood. Flood insurance can also help cover the cost of replacement if items are lost or destroyed, so be sure to speak with your DPS Insurance agent about getting coverage and keeping it up to date to make sure you are covering everything you need to. Flood insurance can be a lifesaver during the rainy season. It can help you stay afloat when the waters start to rise. And it can give you peace of mind knowing that you’re prepared for the worst.

Another way to protect your home or family from a flood is to make sure that you have a plan in place in case a flood occurs. Having a plan in place can help save your life. This plan should include things like knowing how to turn off your utilities in the case and having a list of emergency contact numbers.

So what else should you do to prepare for a flood? First, put together an emergency kit including items like non-perishable food, water, a flashlight, and first aid supplies. Then, plan ahead by mapping out routes to higher ground and designated evacuation locations. It’s also important to understand your risk: Be sure to know how likely it is for a flood to happen where you live. If you live in an area that is prone to flooding, make sure you have a plan in place. And finally, stay informed by monitoring weather conditions and listening to local authorities.

By taking these steps, you’ll be better prepared if a flood does occur. And who knows, maybe your plan will even end up saving someone else’s life too.

No one ever expects a flood to hit their community, but when it does the devastation can be immense. If you live in an area that is at risk for flooding, make sure you are properly insured and have a plan in place to evacuate to a safe zone in case you need to leave quickly. Call DPS Insurance today to check on your flood insurance and make sure you are fully protected in the event of a natural disaster.