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Business owners in Massachusetts need to be aware of the specific risks associated with owning and operating a business in the state of Massachusetts. One such risk is commercial auto coverage. Business insurance policies do not typically cover losses incurred from owning or operating a commercial vehicle. If you are a business owner who relies on vehicles to conduct your business, it is important for you to speak with our team about obtaining proper coverage. In this blog post, we will discuss some of the basics of business auto coverage in Massachusetts.
What Is Commercial Auto?
Commercial vehicle insurance is often an overlooked aspect of business ownership, but it is an important part of your protection. Commercial policies are designed specifically for businesses and the unique risks they face. Business owners should carefully consider their insurance needs and make sure they have the appropriate coverage in place to protect their business. Commercial auto insurance can help protect your business from financial losses in the event of an accident while using a company vehicle. It is an important part of risk management for any business.
What Do I Need To Know?
When it comes to commercial auto coverage, there are a few things that you need to know. First and foremost, commercial vehicles are not covered under standard business policies. This means that if you are involved in an accident while driving your company car, you will likely have to file a separate claim with your insurance company. In addition, business auto policies usually do not cover damage caused by uninsured or underinsured drivers. If you want to be protected from these risks, it is important to purchase additional coverage. At DPS, we can help you accomplish these tasks and make sure you are properly covered for any unforeseen circumstances.
Another thing to keep in mind when shopping for commercial auto coverage is the type of vehicle that you will be insuring. Businesses that use large trucks or vans for deliveries, transportation, or construction may need a policy that covers both the vehicle and the cargo that is being transported. Cargo insurance is another add-on that we would be happy to discuss with you. If you are transporting valuable products, or products that carry a high likelihood of theft, it’s important to make sure you are covered against those risks.
How Can I Get Commercial Auto Insurance?
We are proud to offer commercial vehicle insurance to businesses all across Massachusetts. At DPS, we can help you create the right coverage situation, specific for the unique risks you face. We can help you protect your business from financial losses in the event of an accident or theft. We can also help protect your employees and customers.
At DPS Insurance Agency, we can help business owners in Massachusetts find the right coverage for their needs. We work with a variety of carriers and can tailor a policy to fit your specific needs. If you’re looking for more information on commercial vehicle insurance, please visit our website or contact us today. We would be happy to help you find the right policy for your business.
