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Turkeys, football, and pumpkin pie. These are just a few things that come to mind when most people think of Thanksgiving. This holiday is a time for family, friends, and food. It’s also an unfortunate time when many people file insurance claims. While it may seem counterintuitive, filing an insurance claim during Thanksgiving can cost you more money in the long run.
Here are four tips to help you avoid filing an insurance claim this Thanksgiving so you can focus on enjoying the holiday!
Tip #1: Secure Your Property
Thanksgiving is a time for family, friends, and food. It’s also a time when burglars tend to strike. Securing your property can help avoid an insurance claim this Thanksgiving.
The best way to secure your property is by using a home security system. A home security system can not only help deter burglars, but it can also provide peace of mind while you’re away from home.
If you don’t have a home security system, there are still plenty of ways to secure your property. You can install deadbolts on your doors, use window locks, and keep your garage door closed. You can also keep your valuables safe or invest in fireproof storage containers.
Tip #2: Make a List of Your Valuables
When it comes to Thanksgiving, the last thing you want is for something to go wrong. That’s why taking preventative steps is essential to avoid potential problems. One way to do that is by making a list of your valuables.
Making a list of your valuables may seem overkill, but it can be a lifesaver. If something happens while you’re celebrating Thanksgiving, you’ll have a record of everything stolen or damaged. This will make filing an insurance claim much more effortless.
What should you include on your list? Start by listing your jewelry, including watches, necklaces, and rings. Don’t forget about your electronics, either — list items like laptops, tablets, and smartphones. You should also include any valuable heirlooms or artwork in your home.
The most important thing is to be as comprehensive as possible when creating your list. This will help ensure that nothing gets missed if something does happen during Thanksgiving festivities.
Tip #3: Drive Cautiously
If you’re one of the millions of Americans hitting the road for Thanksgiving, drive cautiously. This may help avoid an insurance claim.
There are several things you can do to drive cautiously. Make sure you’re well-rested before getting behind the wheel. Absolutely do not drive if you’re under the influence. Even if you’re in a rush to get to Thanksgiving dinner, obey all traffic laws! Even better, give yourself plenty of time to reach your destination.
Tip #4: Cook Safely
Did you know that cooking is the most common cause of fires during Thanksgiving? According to data gathered by the National Fire Protection Association (NFPA), nearly half of all reported fires at home are cooking-related.
If you want to avoid filing a fire damage claim with your homeowners’ insurance provider on Thanksgiving, make sure to cook safely. The NFPA has some helpful advice for safe and fire-free Thanksgiving meal preparation.
All you have to do is keep an eye on the food you’re preparing and ensure that you’ve got fire extinguishers near the cooking area. Also, it won’t hurt to ensure that your smoke detectors work.
Conclusion
Giving thanks this Thanksgiving can be done responsibly and safely. Following these tips may help you avoid an insurance claim while enjoying the holiday season. Have a happy and safe Thanksgiving!
